Construction Accidents & Medical Insurance
Many problems arise when construction workers are paid under the table and are not covered by their employers medical insurance. When injuries happen in this arena problems arise because usually the injured construction worker is not covered under their employer’s coverage nor do they have their own medical insurance. When these type of construction accidents occur it can leave the injured party in a very bad position, out of work and injured. Medical insurance costs are very high, so lower income families are more apt to forgo the coverage. This is a very hard realization do deal with for a parent that cannot provide proper healthcare for their family members and for themselves. This issue is especially prevalent when an individual gets injured and then is forced out of work because they cannot physically do the job. Construction workers who get injured on the job site should be covered by their employer’s coverage. However many employers take on workers on a job-by-job basis so that they will not have to cover their employees coverage if they get injured. Construction work is a very dangerous occupation that is prone to injury and is the cause of many fatalities. The emphasis on a construction site should be of safety, however this is normally not the case. Safety regulations can be costly to abide by but it’s the law and to be deemed a legal entity, construction sites must conform. However, unfortunately many construction companies try to go under the radar and even try to bribe officials so that they pass their inspections.
Many construction workers may not know that they have certain rights when working on a construction site, and if their employer does not meet these specifications they are going to be liable for any injuries or related happenings. Too often construction workers try to fix their situation on their own and do not realize that their employer was at fault. In order to bring awareness to the subject, safety officials are urging employees to make sure that they see that all safety standards are met and complied with. Then and only then should they agree to the terms in their contract. Too many construction workers accept jobs without sufficient safety compliance, this is then were they are more apt to getting hurt. In order to ensure that your employer has complied with safety standards and that you are covered under their coverage all you have to do is ask. They are legally required to provide you with these materials before any work has begun.
If you or a loved one has been hurt in a construction accident, contact super lawyers at Napoli Bern Ripka, LLP. They have the experience necessary to determine what part of your contract has been breached and what the next steps are to ensure that you get the right amount of compensation to cover your medical expenses, loss of wages, and for pain and suffering. Don’t let your employer take advantage of you; contact Napoli Bern Ripka, LLP today.